Savings
Flexibility For You
Personal Savings Account features include: Accrued Interest, Online & Mobile Banking, Electronic Statements, and ATM Card. Visa® Debit Card and Bill Pay services available for select products.
Choose An Account Tailored To You
Student Savings
Minimum Balance To Open: $1
Quarterly Maintenance Fee: $0
- Available for individuals age 17 and younger
- Higher interest rate on first $200 of account balance
- E-statements free; Paper statements free
Certain withdrawal limitations apply
Statement Savings
Minimum Balance To Open: $100
Quarterly Maintenance Fee: $3
- $3 quarterly maintenance fee waived when you maintain an average daily collected balance of $100, or $0 if attached to Climb checking account as overdraft protection
- E-statements free; Paper statements $3 per statement cycle
Certain withdrawal limitations apply
Personal Money Market
Minimum Balance To Open: $5,000
Monthly Maintenance Fee: $5
- $5 monthly maintenance fee waived when you maintain an average daily collected balance of $5,000
- E-statements free; Paper statements $3 per statement cycle
Additional Services Offered (fees may apply): Checks, Bill Pay
Certain withdrawal limitations apply
Personal Jumbo Money Market
Minimum Balance to Open: $25,000
Monthly Maintenance Fee: $10
- $10 monthly maintenance fee waived when you maintain an average daily collected balance of $25,000
- E-statements free; Paper statements $3 per statement cycle
Additional Services Offered (fees may apply): Checks, Bill Pay
Certain withdrawal limitations apply
Health Savings Account (HSA)
Minimum Balance To Open: $100
Monthly Maintenance Fee: $0
- High deductible health plan required
- E-statements free; Paper statements free
- Visa® Debit Card
Additional Services Offered (fees may apply): Checks, Bill Pay
Idaho Medical Savings Account (MSA)
Minimum Balance To Open: $100
Monthly Maintenance Fee: $0
- Available for individuals who file an Idaho income tax return
- E-statements free; Paper statements free
- Visa® Debit Card
Additional Services Offered (fees may apply): Checks, Bill Pay
Compare Accounts
- E-statements free, paper statements $3.00 per statement cycle-waived for Student Savings/Health Savings Account/Idaho Medical Savings Account.
- Checks for Health Savings Account, Idaho Medical Savings Account, and Money Market accounts available (additional fees apply).
- Statement Savings balance requirement fee is waived if attached to Climb checking account as overdraft protection.
- Money Market and Savings accounts are limited to six (6) withdrawals per calendar month via telephone, online transfer, pre-authorized transfer, check or debit card. In-person or ATM withdrawals are unlimited. Excess debit charge may apply.
©2022 Idaho First Bank. Member FDIC. Equal Housing Lender. Routing Number: 124103838