Checking
Banking On The Go
Personal Checking Account features include: Online & Mobile Banking, Electronic Statements, Bill Pay, and Visa® Debit Card/ATM Card. Choose from a variety of debit card designs to personalize your experience.
Choose An Account Tailored To You
Climb
Minimum Balance To Open: $100
Monthly Maintenance Fee: $3
- $3 monthly maintenance fee waived with 1 direct deposit per month; or when you maintain an average daily collected balance of $250 or average daily aggregated collected balance of $500
- E-statements free; Paper statements $3 per statement cycle
Peak
Minimum Balance To Open: $100
Monthly Maintenance Fee: $7
- Accrues Interest
- $7 monthly maintenance fee waived when you maintain an average daily collected balance of $1,000 or average daily aggregated collected balance of $2,500
- E-statements free; Paper statements $3 per statement cycle
Pinnacle
Minimum Balance To Open: $200
Monthly Maintenance Fee: $10
- Accrues interest
- $10 monthly maintenance fee waived when you maintain an average daily collected balance of $5,000 or average daily aggregated collected balance of $10,000
- E-statements free; Paper statements $3 per statement cycle
- One (1) box of free standard Bank logo checks per year
Summit (Senior 62+)
Minimum Balance To Open: $100
Monthly Maintenance Fee: $0
- Available for individuals age 62 or better
- E-statements free; Paper statements free
- Free official checks and money orders
- One (1) box of free standard Bank logo checks per year
Compare Accounts
- Climb monthly maintenance fee waived with one (1) direct deposit per month.
- Aggregate of Idaho First Bank Checking, Savings, Money Market accounts (excludes CDs, IRAs, Loans, Lines of Credit, and Credit Cards).
- E-statements free, paper statements $3.00 per statement cycle-waived for Summit (Senior 62+)
- One (1) box of free standard Bank logo checks per year for Pinnacle/Summit Accounts.
©2022 Idaho First Bank. Member FDIC. Equal Housing Lender. Routing Number: 124103838